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How Much Does Health Insurance Cost in San Antonio, Texas?

In 2026, a 40-year-old in San Antonio pays about $600 to $700 a month for a mid-level health plan at full price. A family of four pays around $2,200. But most people don't pay full price. More than 9 out of 10 Texans who buy their own insurance get help from the government that lowers the monthly bill - sometimes by a lot. What you pay depends on what you earn, how old you are, how many people you're covering, and which plan you pick.

Prices went up this year. Extra help that Congress passed back in 2021 ran out on December 31, 2025. Because of that, prices jumped about 26% on average, and families earning above a certain amount no longer get any help at all. If you shopped for a plan a couple years ago and figured your price would stay put, it didn't. That's the main reason San Antonio families are paying too much right now - or going without.

On Medicare? Part B costs $203 a month in 2026. A lot of Medicare Advantage plans here in Bexar County cost nothing extra on top of that. Supplement plans cost more each month but leave you with fewer surprise bills. Which one is better depends on your medicines, your doctors, and whether you travel.

Your doctor matters. Check that your doctor is on the plan before you sign up. That's the step people skip, and it's the one that causes them the most problems.

When you can sign up. November 1 through January 15 for most plans. Outside those dates, you can still get a plan if something changes in your life; you lose a job, move, get married, have a baby, or turn 26 and come off your parents' plan. You get 60 days from when the change happens. Medicare has its own dates: around your 65th birthday, and again every October 15 to December 7.

Talking to us is free. Kantuta Insurance is a licensed independent broker right here in San Antonio.

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Medicare plans can be confusing. That’s why you need someone with the right experience to help you maximize your coverage and benefits.

That’s what I do.

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Health Insurance is one of the most important decisions you make. I’ll help you find coverage that protects your health, your family, and your future.

That’s what I do.

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Health plans can be confusing. I help individuals and families find the right coverage for their need, budget, and future.

That’s what I do.

“Magoli has a heart of gold. I’ve worked with her for years. You can trust her with your health and the future of your family. You won’t find a better solution for your healthcare needs. Trust me on this.”

“I had the pleasure of working with Rebecca Anderson when navigating the complexities of Medicare, and I can’t recommend them highly enough! From the very beginning, Rebecca took the time to understand my specific needs and provided clear, concise information about my options. They were patient, thorough, and genuinely cared about finding the best plan for me. The whole process was seamless, and I felt supported every step of the way. If you’re looking for an experienced, knowledgeable, and friendly Medicare agent, look no further!”

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Marisela Cardona
Daniel Alcala

“Matthew G. Is a great agent to work with! He is very knowledgeable and will take the time to make sure all of your insurance plan needs are met. He takes such good care of all of his clients! He is awesome!”

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Committed to Finding You Exactly What You Need

Kantuta Insurance connects people with the health coverage and resources they are entitled to, helping them improve their quality of life.

We provide practical solutions that remove everyday barriers to care, allowing our clients to focus on their health and well-being. By making healthcare more accessible and easier to navigate, we help support better physical, mental, and emotional health outcomes.

Kantuta Insurance Group helps individuals and families navigate the often-complicated world of health insurance with clarity and confidence.

We believe every client deserves personal attention and insurance solutions tailored to their unique needs. Our experienced brokers take the time to understand your situation, explain your options, and guide you every step of the way.

From your first conversation through ongoing support, we serve as your advocate, helping you find the coverage that protects what matters most.

Personalized Health Insurance Options

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